/* UK Finance Basics — UK RU Landing v5 (Google Ads-friendly)
   Updated: 2026-02-09
   Notes: educational content; no hidden redirects; no tracking pixels; no bot-detect.
*/
:root{
  --bg0:#07121f;
  --bg1:#0b1e33;
  --paper:rgba(255,255,255,.06);
  --paper2:rgba(255,255,255,.03);
  --line:rgba(255,255,255,.14);
  --txt:#f3f7ff;
  --mut:rgba(243,247,255,.74);
  --ice:#5eead4;
  --sky:#38bdf8;
  --vio:#a78bfa;
  --warn:#fbbf24;
  --r:22px;
  --shadow:0 18px 54px rgba(0,0,0,.40);
  --max:1120px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family: Inter, system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  color:var(--txt);
  background:
    radial-gradient(980px 520px at 12% 0%, rgba(94,234,212,.14), transparent 60%),
    radial-gradient(980px 540px at 88% 14%, rgba(56,189,248,.14), transparent 60%),
    radial-gradient(980px 620px at 55% 96%, rgba(167,139,250,.12), transparent 60%),
    linear-gradient(155deg, var(--bg0), var(--bg1) 55%, var(--bg0));
  line-height:1.6;
}

a{color:inherit}
.container{max-width:var(--max); margin:0 auto; padding:22px}

.top{
  position:sticky; top:0; z-index:20;
  background:rgba(7,18,31,.78);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex; align-items:center; justify-content:space-between; gap:14px}
.brand{display:flex; align-items:center; gap:12px; text-decoration:none}
.mark{
  width:40px;height:40px;border-radius:14px;
  background:linear-gradient(135deg, rgba(94,234,212,.95), rgba(56,189,248,.85));
  box-shadow:0 16px 34px rgba(56,189,248,.18);
}
.brand b{letter-spacing:.2px}
.menu{display:flex; gap:10px; flex-wrap:wrap; justify-content:flex-end}
.menu a{
  text-decoration:none;
  color:var(--mut);
  padding:10px 12px;
  border-radius:14px;
}
.menu a:hover{background:rgba(255,255,255,.06); color:var(--txt)}

.hero{padding:38px 0 14px}
.grid{display:grid; grid-template-columns:1.1fr .9fr; gap:16px; align-items:stretch}

.card{
  border:1px solid var(--line);
  background:linear-gradient(180deg, var(--paper), var(--paper2));
  border-radius:var(--r);
  box-shadow:var(--shadow);
  overflow:hidden;
}
.pad{padding:22px}

.kicker{
  display:inline-flex; align-items:center; gap:8px;
  font-size:13px;
  color:rgba(243,247,255,.86);
  border:1px solid rgba(255,255,255,.18);
  background:rgba(255,255,255,.06);
  padding:8px 12px;
  border-radius:999px;
}
.h1{font-size:40px; line-height:1.07; margin:14px 0 10px}
.p{margin:0 0 16px; color:var(--mut)}

.actions{display:flex; gap:10px; flex-wrap:wrap; margin-top:10px}
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  gap:10px;
  padding:12px 16px;
  border-radius:16px;
  border:1px solid var(--line);
  background:rgba(255,255,255,.06);
  color:var(--txt);
  text-decoration:none;
  cursor:pointer;
  transition:transform .08s ease, background .15s ease, filter .15s ease;
}
.btn:hover{background:rgba(255,255,255,.10)}
.btn:active{transform:translateY(1px)}
.primary{
  border:none;
  color:#03121d;
  font-weight:800;
  background:linear-gradient(135deg, rgba(94,234,212,.98), rgba(56,189,248,.88));
}
.primary:hover{filter:brightness(1.03)}

.badges{display:flex; gap:10px; flex-wrap:wrap; margin-top:12px}
.badge{
  font-size:12px;
  color:rgba(243,247,255,.86);
  padding:8px 12px;
  border-radius:999px;
  border:1px dashed rgba(255,255,255,.20);
  background:rgba(255,255,255,.03);
}

.list{display:grid; gap:12px; margin:0; padding:0; list-style:none}
.li{
  display:flex; gap:12px;
  padding:14px 14px;
  border-radius:18px;
  border:1px solid rgba(255,255,255,.14);
  background:rgba(255,255,255,.03);
}
.icon{
  width:34px;height:34px;border-radius:16px;
  display:grid; place-items:center;
  background:rgba(56,189,248,.12);
  border:1px solid rgba(56,189,248,.20);
  flex:0 0 34px;
}
.li b{display:block}
.li span{display:block; margin-top:2px; font-size:14px; color:var(--mut)}

.section{padding:16px 0}
.h2{font-size:22px; margin:0 0 10px}
.cols{display:grid; grid-template-columns:repeat(3,1fr); gap:12px}
.mini{
  padding:16px;
  border-radius:20px;
  border:1px solid rgba(255,255,255,.14);
  background:rgba(255,255,255,.03);
}
.mini b{display:block; margin-bottom:6px}
.mini p{margin:0; color:var(--mut); font-size:14px}

.notice{
  border:1px solid rgba(251,191,36,.28);
  background:rgba(251,191,36,.10);
  border-left:3px solid rgba(251,191,36,.75);
  padding:14px 16px;
  border-radius:18px;
  color:rgba(243,247,255,.92);
}
.notice small{display:block; margin-top:6px; color:rgba(243,247,255,.75)}

.form{display:grid; gap:10px; margin-top:10px}
.row2{display:grid; grid-template-columns:1fr 1fr; gap:10px}
.input{
  width:100%;
  padding:12px 12px;
  border-radius:16px;
  border:1px solid rgba(255,255,255,.16);
  background:rgba(255,255,255,.03);
  color:var(--txt);
  outline:none;
}
.input::placeholder{color:rgba(243,247,255,.55)}
.small{font-size:12px; color:rgba(243,247,255,.70)}

.footer{
  margin-top:24px;
  border-top:1px solid rgba(255,255,255,.14);
  padding:22px 0 40px;
  color:var(--mut);
}
.footergrid{display:grid; grid-template-columns: 1.2fr .8fr; gap:14px}
.footlinks{display:flex; gap:10px; flex-wrap:wrap}
.footlinks a{text-decoration:none; color:var(--mut); padding:8px 10px; border-radius:14px}
.footlinks a:hover{background:rgba(255,255,255,.06); color:var(--txt)}

.toast{
  position:fixed; left:50%; bottom:16px; transform:translateX(-50%);
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.18);
  backdrop-filter: blur(10px);
  padding:12px 14px;
  border-radius:18px;
  color:rgba(243,247,255,.92);
  box-shadow:var(--shadow);
  display:none;
  max-width:min(92vw, 560px);
}
.toast.show{display:block}

.cookie{position:fixed; left:16px; right:16px; bottom:16px; z-index:30;}
.cookie .wrap{max-width:var(--max); margin:0 auto}
.cookie .box{
  border:1px solid rgba(255,255,255,.18);
  background:rgba(7,18,31,.72);
  backdrop-filter: blur(10px);
  border-radius:18px;
  box-shadow:var(--shadow);
}
.cookie .inner{padding:14px 16px; display:flex; gap:12px; align-items:flex-start; justify-content:space-between; flex-wrap:wrap}
.cookie b{display:block}
.cookie .text{color:rgba(243,247,255,.75); font-size:12px; margin-top:4px; max-width:820px}

@media (max-width: 920px){
  .grid{grid-template-columns:1fr}
  .h1{font-size:32px}
  .cols{grid-template-columns:1fr}
  .footergrid{grid-template-columns:1fr}
  .row2{grid-template-columns:1fr}
}
